Terms of Service

Rules and guidelines for using our services

Effective Date: 02/16/2017

1. Acceptance of Terms

By accessing this website or using our services, you agree to these Terms of Service. If you do not agree, please do not use our site.

2. Services

Peoples Choice Mortgage provides mortgage-related services, including loan inquiries, application assistance, and customer support.

3. User Responsibilities

You agree to:

• Provide accurate information
• Use the website lawfully
• Not misuse or attempt to disrupt the website

4. SMS / TEXT MESSAGING TERMS

By providing your phone number through our website forms or other communication channels, you expressly consent to receive SMS messages from Peoples Choice Mortgage.

Message Types

Messages may include:

• Loan inquiry responses
• Application updates
• Appointment confirmations and reminders
• Customer support messages
• Occasional promotional or marketing messages

Message Frequency

Message frequency may vary.

Message & Data Rates

Message and data rates may apply based on your mobile carrier plan.

Opt-Out Instructions

You can opt out at any time by replying:

STOP

Help Instructions

Reply HELP for assistance or contact us directly.

Consent Disclosure

Consent to receive SMS messages is not a condition of purchase.

5. Intellectual Property

All content on this website is owned by Peoples Choice Mortgage and may not be reused without permission.

6. Limitation of Liability

We are not liable for any damages resulting from the use of this website or services.

7. Third-Party Services

We may use third-party tools (CRM systems, communication platforms, analytics providers) to operate our services.

8. Modifications

We may update these Terms at any time. Changes will be posted with an updated effective date.

9. Contact Information