Down Payment Assistance
Programs | Buy a Home
with Less Money Down
Don't let a down payment stand between you and your dream home. Discover programs designed to help you cover upfront costs and make homeownership a reality sooner.
Get Pre-QualifiedOvercome the Biggest Hurdle to Homeownership
For many potential homebuyers, saving for a down payment is the most significant barrier to purchasing a home. Down Payment Assistance (DPA) programs are designed to bridge this gap, offering grants, forgivable loans, or deferred payment options to help you cover the down payment and closing costs.
Whether you are a first-time homebuyer or looking to purchase again after some time, there are numerous local, state, and national programs available that could reduce your out-of-pocket expenses to zero.
Grants
Funds provided to help with your down payment that never have to be repaid. It's essentially free money for your home purchase.
Forgivable Loans
A second mortgage that is forgiven over a period of time (usually 5-15 years) as long as you continue to live in the home.
Deferred Payment Loans
A second mortgage covering the down payment that requires no interest and no monthly payments until you sell or refinance the home.
Matched Savings
Programs where an agency or organization matches the funds you save toward your down payment, multiplying your savings power.
General Eligibility Requirements
*Requirements vary significantly by state, county, and specific program. Contact our experts for a personalized eligibility assessment.
See If You Qualify
Stop guessing. Find out exactly which down payment assistance programs you qualify for in your area.
Have Questions?
Our mortgage experts are here to help you navigate the process and find the best programs for your situation.
(800) 477-2170