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    Military & Veterans

    VA Loans

    A well-deserved benefit for eligible veterans, active-duty service members, and surviving spouses offering 0% down payment options.

    What is a VA Loan?

    VA loans are mortgages guaranteed by the Department of Veterans Affairs. They were created to help service members, veterans, and eligible surviving spouses become homeowners.

    Because the VA guarantees a portion of the loan, lenders can offer highly favorable terms, making it one of the most powerful mortgage options available today.

    Eligibility Guidelines

    Certificate of Eligibility (COE)

    You must obtain a COE to prove your eligibility. We can often help you pull this document instantly during pre-qualification.

    Service Requirements

    Typically requires 90 consecutive days of active service during wartime, 181 days during peacetime, or 6 years in the National Guard/Reserves.