Peoples Choice Mortgage
    GET STARTED
    Fixer-Uppers

    Renovation Loans

    Finance your home purchase and the cost of repairs or upgrades into a single, manageable mortgage.

    What is a Renovation Loan?

    A renovation loan allows buyers to purchase a property that needs work and include the costs of those repairs in their primary mortgage. This means one application, one closing, and one monthly payment.

    Whether you're looking at a minor cosmetic update or a major structural overhaul, these programs provide the funds needed to turn a fixer-upper into your dream home without draining your savings.

    Common Uses

    Kitchen & Bath Remodels

    Update outdated spaces to increase your home's value and comfort.

    Structural Repairs

    Fix foundation issues, roof replacements, or major plumbing/electrical work.