Knowledge is power.
Discover your options.
Use our quick & easy tools to find out what our brokerage can do for you. Fast approvals, transparent rates, and expert guidance.
"I am thrilled to share my experience with People’s Choice Mortgage. From start to finish, they were there for me every step of the way, making my dream of homeownership a reality. Their team was incredibly supportive..."
Manuel Gomes
"I had an excellent experience working with David and Shawn during my home purchase. From start to finish, they were professional, knowledgeable, and incredibly supportive..."
Loubna Jilaoui
"People’s Choice Morgage exceeded my expectations with their exceptional service! Their patience and persistence were instrumental in navigating a challenging loan process..."
Guy Dubuisson
"David and Shawn were very professional, always responses my questions, and always give good advice. There are very informative, and helps us to have the best rate..."
Propheteson Auguste
"I am thrilled to share my experience with People’s Choice Mortgage. From start to finish, they were there for me every step of the way, making my dream of homeownership a reality. Their team was incredibly supportive..."
Manuel Gomes
"I had an excellent experience working with David and Shawn during my home purchase. From start to finish, they were professional, knowledgeable, and incredibly supportive..."
Loubna Jilaoui
"People’s Choice Morgage exceeded my expectations with their exceptional service! Their patience and persistence were instrumental in navigating a challenging loan process..."
Guy Dubuisson
"David and Shawn were very professional, always responses my questions, and always give good advice. There are very informative, and helps us to have the best rate..."
Propheteson Auguste
The Process
Working With Us is Simple
Homeownership does not begin and end with qualifying for a mortgage. We want our relationships with our clients to last long after closing. Our goal is to be there for you every step of the journey.
Get Started Online
Complete our short online questionnaire to jumpstart the mortgage application process. Get access to multiple lenders and loan products from your phone, laptop, or tablet.
Work With An Expert
Our loan officers will work closely with you to find a loan program that meets your needs and budget. We make the mortgage process seamless, from pre-qualification to locking your rate.
Close With Confidence
We go above and beyond to ensure you have the best home loan for your financial goals. We want this to be one of the happiest days of your life without buyer's remorse.
Approval Requirements
What You Need to Get Approved
Most buyers qualify with steady income, fair credit, and manageable debt. Not sure where you stand? We'll guide you step-by-step.
Understand Your Monthly Payment
Your mortgage includes more than just the loan—taxes, insurance, and interest
all play a role. We break it down so there are no surprises.
Loan Programs
Mortgage Solutions for Every Situation
Whether you're a first-time buyer, self-employed, or looking for a luxury property, we have the right loan for you.
FHA Loans
Lower down payment and credit requirements for first-time buyers.
Learn MoreVA Loans
Zero down payment options for eligible veterans and active military.
Learn MoreJumbo Loans
Financing for luxury properties that exceed conventional loan limits.
Learn MoreSelf-Employed
Flexible income verification for business owners and entrepreneurs.
Learn MoreDSCR Loans
Investment property loans based on rental income, not personal income.
Learn MoreBank Statement
Use bank deposits instead of tax returns to verify your income.
Learn MoreRenovation
Finance both your home purchase and improvements in one loan.
Learn MoreDown Payment Assist
Programs to help cover your down payment and closing costs.
Learn MoreFree Mortgage Tools
Take the guesswork out of your home buying journey with our easy-to-use calculators and analysis tools.
The Peoples Choice Family
We Value Your Time, Your Investment, and Your Financial Future
At Peoples Choice Mortgage, we understand that securing the right home loan is more than just a transaction—it's a major financial decision that impacts your future. That's why our approach is built around transparency, education, and personalized guidance at every stage.
Our experienced professionals take the time to understand your unique situation, goals, and long-term plans. Whether you're a first-time homebuyer, refinancing, or exploring specialized loan programs, we provide tailored mortgage solutions designed to help you move forward with confidence.
At Peoples Choice Mortgage, you're not just another application—you're a valued client. We are committed to delivering a seamless, efficient, and client-focused mortgage experience.
Trusted Advisors
Securing homes daily
Ready to Explore Your Mortgage Options?
Contact us today to schedule a consultation or get started with your pre-qualification in less than 60 seconds.
David R. from Boston, MA refinanced and lowered his payment
