Invest Based on Property Income — Not Personal Income

Perfect for real estate investors looking to scale without income verification.

What is DSCR?

DSCR

Property Income

Property Expenses

Debt Service Coverage Ratio. If the rent covers the mortgage, you qualify.

Prop 1

Prop 2

Prop 3

Prop 4

Prop 5

Year 1Year 5

Your personal income and DTI shouldn't hold back your investment strategy. With a DSCR loan, the property's cash flow is what matters.

Rental Income

$3,000/mo

Property Expenses

$2,000/mo

DSCR Calculation

1.5

Eligible for Financing

Anything over 1.0 generally qualifies!

Stop letting personal DTI hold you back from your next investment property.