Bill Simmons and Ryen Russillo are media personalities on The Ringer, a website dedicated to sports and pop culture. Both achieved fame as prominent personalities for ESPN. While known for discussing sports, their conversation about the Denver Nuggets turned to real estate. Simmons and Russillo agreed that Denver is a great place to live and that people are flocking there from all over. Are these sports experts right about Denver real estate?

Technology has become a best friend in our quest for homeownership. Reality has changed for all of us. We are now more dependent on technology than ever. There are many elements that make it possible for real estate agencies and mortgage brokers to safely resume operations.

A large wave of foreclosures is extremely unlikely. Homeowners have several options when it comes to dealing with their forbearances, and many homeowners have already dealt with their loans. Any foreclosures will not be commonplace, and both buyers and sellers should be confident the real estate market.

The pandemic changed how people thought about their homes and what they wanted in a house. Many of these changes will remain with us long after the virus is gone. The team at Peoples Choice Mortgage is here to look at some of the pandemic home buying trends that have some staying power.

When the pandemic first made it to America we all thought that it would be here for a few weeks and then life would be back to normal. Over eighteen months later and we are not back to normal. On top of that, new variants like Delta and Omicron keep popping up and changing the course of the pandemic in ways many would not have predicted. As the pandemic changes, so do our public health responses and so does the economy, along with the real estate market.

The supply chain crisis will not last forever. As the pandemic recedes, the supply chain problems will start to be resolved. In turn, homebuilders will get the materials they need so that home buyers can have the inventory they need to buy the house of their dreams. However, this will take time.

For the past year, homeowners and buyers saw mortgage rates tumble to historic lows and then hover near there to this day. Unfortunately, it looks like this incredible real estate trend is coming to an end. All indications are that mortgage rates are going to start rising and will continue to rise through the end of this year.

It is impossible to predict what will happen to the number of active listings going forward, but it is clear that data from the previous few months is positive for home buyers. Home prices are leveling off and it seems like there are a number of ways that home inventory will be increasing. As such, it seems likely that the extreme sellers market is waning and that home buyers are in a much more favorable position.

At the end of September, we are facing another expiration. This time it is the end of the forbearance extension. Those that are waiting for this expiration to finally be the death knell of our real estate bull run will be sorely disappointed. Home buyers and homeowners will continue to reap the benefits of a solid real estate market.

On Thursday, the Supreme Court overturned the CDC’s eviction moratorium. This decision allows renters to be evicted, which will impact approximately 3.5 million Americans throughout the nation.

As of now, the number of homeowners in a forbearance program is about 1.6 million. Most of these forbearances will expire in the near future, which will require the homeowners to go into an exit plan. What are forbearance exit plans and what options do homeowners have?

The federal government moratorium was set to expire at the end of July and President Biden did not extend it over fear of his legal ability to do so. Instead, President Biden asked Congress to extend it. The situation seemed bleak as Congress was unable to come to an agreement and instead left on their planned recess. Thankfully, the CDC stepped in and extended the eviction moratorium themselves.

The number of COVID cases are rising in every state in the nation, and in some places, in dramatic fashion. The first major surge that occurred in 2020 caused a series of dominoes to fall that impacted all aspects of our lives, including the real estate market. What lessons can we learn from the last year of the pandemic and what will this latest surge mean for home buyers and homeowners?

Unfortunately, some of the protections put in place by the federal government are expiring at the end of July. At the same time, COVID case numbers are rising all over our nation, which is creating fears of new lockdowns or restrictions. Fortunately, the White House just announced additional measures of relief for homeowners impacted by COVID.

While Florida has always been a popular destination, its popularity has only grown for home buyers since the beginning of the pandemic. Why is the pandemic causing home sales to surge in Florida and will this trend continue as the pandemic lingers?

Ginnie Mae just announced that they are going to offer 40-year mortgages. What do these programs look like and who are they for?

Many prognosticators believe that the pandemic has created the conditions for another crash. Thankfully, history does not always repeat itself. We learned enough from 2008 to make sure the real estate market is not collapsing.

ven though the pandemic is not quite stamped out, it is clear that America is getting back to business. This is great news for an already hot real estate market.

One of the best signs that the housing market will only continue to increase is the number of mortgages in forbearance. The team at Peoples Choice Mortgage is here to give you the latest mortgage forbearance numbers and what they mean for the housing market.

There are many financial and non-financial benefits of homeownership, and the greatest financial one is wealth creation. And by simply stating the word “wealth creation,” many Americans will automatically disqualify themselves from a candidate. However, as a lender that has a strong foundation in believing in building a future for yourself and your family, we pride ourselves in helping everyone we can create their path to homeownership. Homeownership has always been the first rung on the ladder that leads to forming household wealth