Florida residential construction project aerial view
    Ground-Up Construction Financing

    GOT DIRT?

    WE'VE GOT THE MONEY TO BUILD ON IT.

    Ground-Up Construction Financing for Builders, Developers & Real Estate Investors.

    $200K–$6M
    Loan Amounts
    Up to 90%
    Max LTC
    9.99%
    Rates From
    12–24 Months
    Terms
    CALL 508-901-2477

    YOUR NEXT PROJECT SHOULDN'T BE SITTING STILL BECAUSE OF FINANCING.

    Banks have their guidelines. Builders have projects to finish.

    Whether you're purchasing land for construction, building your next spec home, or refinancing an existing project, we can help explore financing options that fit your deal.

    We're not here to replace your bank. We're here when your bank isn't the right fit.

    BUILT FOR BUILDERS. STRUCTURED FOR PROJECTS.

    $200K–$6M Financing

    Capital for qualifying residential investment construction projects.

    Up to 90% LTC

    Leverage based on eligible project costs and underwriting.

    Interest-Only Payments

    Monthly interest-only payment structure during the build.

    No Prepayment Penalty

    Additional flexibility when completing or selling a project.

    Flexible Project Structures

    Purchase + construction, refinance + construction, and construction-only.

    Fast Closing Potential

    Program lender advertises 7–10 business-day closings on complete, qualifying files; timing is not guaranteed.

    WHAT ARE YOU BUILDING?

    Single-Family Spec Homes
    Duplexes
    Triplexes
    Fourplexes
    Townhomes
    Residential Investment Developments

    Eligibility is project-specific, with a focus on urban and suburban residential markets. Financing is for business-purpose investment properties, not owner-occupied primary residences.

    DON'T SEND US A 30-PAGE APPLICATION.

    JUST SEND US THE DEAL.

    Tell us what you're building. We'll review the basics and discuss whether the project may fit an available financing program.

    1
    2
    3

    1Contact Information

    By submitting, you agree to be contacted regarding your financing inquiry. Your information is kept private and secure.

    THREE STEPS. LET'S GET MOVING.

    01

    SEND THE DEAL

    Provide the property details, budget, and projected value.

    02

    WE REVIEW THE NUMBERS

    Our team evaluates the scenario and potential lender fit.

    03

    EXPLORE YOUR FINANCING OPTIONS

    If the project qualifies, we discuss documentation, lender review, and next steps.

    Completed luxury Florida home at sunset

    YOU BUILD THE HOMES.
    WE HELP FIND THE CAPITAL.

    Got a project ready to break ground? Let's see what financing options are available.

    Peoples Choice Mortgage
    508-901-2477
    PeoplesChoiceMortgage.com