If you’re renting in Florida, you’re paying premium pricing for zero ownership
At Peoples Choice Mortgage, we believe in helping everyone achieve their dream of homeownership.
Why Now Is the Ideal Time to Buy in St. Lucie & Martin Counties
Buyer leverage is back — more days on market and many homes selling below list price.
Prices have stabilized — modest YoY movement means less risk of overpaying and more room for negotiation.
Future upside potential — strong long-term demand from continued Florida migration trends.
More selection, less stress — fewer bidding wars, more opportunity to shop smart.
Own the Florida lifestyle — beaches, sunshine, and no state income tax (aka: the trifecta of smart equity growth).
Buy now, refi later — secure the home today, optimize the loan when rates improve.
The Treasure Coast market is shifting in favor of buyers. Strike now while the window is open — and let Peoples Choice Mortgage guide the strategy.
Our Loan Programs
FHA Loans: Ideal for first-time homebuyers with lower down payment requirements.
VA Loans: Exclusive benefits for veterans and active-duty military personnel.
USDA Loans: For rural property purchases with potential for zero down payment.
Jumbo Loans: For financing higher-priced properties.
Renovation Loans: Finance your home purchase and renovations in one loan.
DSCR Loans: Designed for real estate investors, these loans focus on the property's income potential rather than the borrower's personal income.
Bank Statement Loans: Ideal for self-employed individuals or 1099 earners, these loans use bank statements to verify income instead of traditional tax documents.
1099 & Self-Employed Loans: Tailored for independent contractors and gig workers, offering flexible documentation requirements.