We are very serious about helping you buy the home of your dreams. However, we also know that life is not worth living if you cannot have fun. Our team had a great time putting these videos together and we truly hope you have some fun watching them.

When you think about it, there are a lot of interested parties involved in a real estate transaction and even more paperwork. Anytime you have a system that is this complex it is best if you have an order of operation for how it should optimally work. When it comes to buying a home, there is and getting pre-approved for a mortgage is the first step.

In today’s real estate market, it pays to understand the concept of a reserved bid because it will help you make the perfect offer when buying a home. The asking price for a home on the market is similar to a reserved bid. An asking price is a starting point and that changes how you can make the perfect offer.

Since demand has been sky high while supply has remained low, home buyers have been facing record high prices. While just as many home buyers want to buy a home, many are being priced out of the market, which is decreasing sales. Thankfully, the forces behind supply and demand seem to be turning and home buyers might start having more opportunity to land the houses of their dreams.

…When you find a home you want to buy, you will most likely be in a bidding war. In this scenario, it is important to act decisively and act quickly. You will need an accurate picture of what you are willing to spend and what you are able to spend. This is key to making decisive decisions. Having an accurate understanding of what you can spend requires having a realistic budget.

Rock bottom mortgage rates have been the fuel for the real estate market’s revved up engine. Since that is the case, what does the future hold for mortgage rates and what does it mean for the market? The team at Peoples Choice Mortgage is here to walk you through some of the important things to be aware of when it comes to mortgage rates.