We solve financing challenges other institutions quit on.
Our licensed loan officers are here to guide you through the mortgage process — step by step, start to finish.
Most Loans Don't Die Because They're Impossible.
They die because nobody knew how to structure them correctly.
Retail banks are built for speed and volume. Not problem-solving. If your income is complicated... if your credit isn't perfect... if your taxes show heavy write-offs... if you own multiple properties... most lenders stop digging.
We don't.
What Brings You Here Today?
Select your scenario to see how we can help.
Buying a Home
Let's structure your file before the house hunt starts.
Refinance
Lower payment, pull cash out, or clean up debt strategically.
Self-Employed
Business owners shouldn't be punished for smart tax planning.
Credit Issues
Low score doesn't always mean no options.
Investor Financing
DSCR and rental-focused strategies built for scaling.
Recently Denied
Sometimes the problem wasn't your file. It was your lender.
First-Time Buyer
No industry jargon. No confusion. No pressure.
Reverse Mortgage
Use your equity intelligently — not emotionally.
What Happens Behind the Scenes Matters.
We Analyze
Income structure. Credit profile. Assets. Debt ratios. Property strategy.
Not just automated approvals.
We Strategize
Sometimes the difference between denial and approval is timing, income calculation, or program selection.
Tiny details. Massive outcomes.
We Execute
Once the structure is right, we move aggressively.
Clear communication. Fast updates. No disappearing acts.
Meet David Fasano & Shawn Hendricks
We're not just loan officers. We're mortgage strategists.
That means we don't just take an application, run it through a system, and give up when the file gets complicated.
We look at the full picture, find the weak points, fix the structure, and build a real path forward.
Self-employed? Investor? Denied by a bank? Complicated income? Tough file? That's where we do our best work.
No canned answers. No dead-end thinking. No pretending every borrower fits inside the same boring box.
Just direct strategy, creative financing options, and real guidance from people who know how to solve problems before they kill the deal.
- Direct answers. No runaround.
- Complex income? We know how to read it.
- Creative financing without the fluff.
- National-level strategy with local market expertise.
Master Your Mortgage
Authors & Strategists
Let's Review Your File
Fill out the form below and our team will reach out to discuss your specific scenario. No credit check required to start the conversation.
Frequently Asked Questions
Everything you need to know about working with Peoples Choice Mortgage.